When you trade or hold cryptocurrency in Switzerland, you’re not avoiding taxes—you’re just following a different set of rules. Crypto tax Switzerland 2025, the official framework for taxing digital assets in Switzerland as of 2025. Also known as Swiss cryptocurrency taxation, it treats crypto like property, not currency, and that changes everything about how you report gains, losses, and income. Unlike countries that tax every small trade, Switzerland only taxes crypto when you convert it to fiat, exchange it for another coin, or use it to buy goods. Holding Bitcoin, Ethereum, or any altcoin in your wallet? No tax. Selling it for Swiss francs? That’s taxable.
Swiss crypto taxation, the system used by Swiss tax authorities to assess digital asset transactions. Also known as crypto reporting Switzerland, it doesn’t care about your wallet balance—it cares about your actions. If you bought Bitcoin in 2023 and sold it in 2025 for a profit, you owe capital gains tax. But if you swapped Bitcoin for Ethereum in 2025, that’s also a taxable event. The key is knowing what counts as a sale. Even spending crypto at a café in Zurich triggers a tax liability. On the flip side, mining or staking rewards are treated as income and taxed at your personal rate when you receive them. And yes, you need to track every single transaction. The Swiss Federal Tax Administration doesn’t accept estimates. crypto wallet Switzerland, any digital wallet used to store crypto assets by Swiss residents. Also known as Swiss crypto storage, it’s not just about security—it’s about audit trails. Tax offices can request transaction histories from exchanges like CoinJar or Bit2Me if they suspect underreporting. Self-custody wallets? You’re responsible for keeping your own records. There’s no blanket exemption for long-term holds. Even if you held Bitcoin for five years, the moment you cash out, you owe tax on the gain. The good news? Switzerland doesn’t tax crypto-to-crypto trades between different tokens as income—only as capital gains. And if you lose money? You can offset those losses against future gains, but only within the same tax year.
What you’ll find below isn’t guesswork or vague advice. It’s real examples from real cases: how people in Zurich, Basel, and Geneva handled their crypto taxes in 2025, what mistakes cost them, and how to avoid the traps most foreigners fall into. You’ll see which exchanges report to Swiss authorities, what documents to keep, and why claiming a loss on a dead token like BlueyonBase (BLUEY) still matters. No theory. No hype. Just what works when the tax office is watching.
Switzerland doesn't tax crypto profits, but it does tax your holdings each year. Learn how wealth tax works, which tokens are included, cantonal differences, and why private investors pay zero capital gains.
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