When you hear XRP Ledger token, the native digital asset of a high-speed blockchain designed for fast, low-cost cross-border payments. Also known as XRP, it’s not just a cryptocurrency—it’s the fuel for a whole ecosystem built to move value faster than banks ever could. Unlike Bitcoin, which relies on energy-heavy mining, the XRP Ledger uses a consensus protocol that settles transactions in 3-5 seconds with near-zero fees. That’s why institutions like Santander and SBI Holdings have tested it for real-time settlements. And while many focus on XRP as a coin, the real power lies in what you can build on top of it: custom tokens, stablecoins, and even decentralized exchanges—all without needing a new blockchain.
The XRP Ledger, a decentralized, open-source public ledger that supports fast transactions and native token creation. Also known as Ripple Ledger, it’s not controlled by Ripple Labs, even though they helped create it lets anyone issue their own tokens. That’s how projects like USDX or XAG (silver-backed tokens) exist on it. You don’t need a smart contract platform like Ethereum—you just define the token name, supply, and rules in a few clicks. This makes it ideal for businesses wanting to tokenize assets without the complexity of DeFi. And because it’s built for efficiency, it’s used by traders who need to move between exchanges quickly—like those swapping XRP for SOL or ADA without waiting hours for confirmations.
What you won’t find on the XRP Ledger? Gas fees, mining rigs, or proof-of-work chaos. Instead, you get a system where every transaction costs a tiny fraction of a cent, and the ledger automatically prevents spam by burning a small amount of XRP with each action. This isn’t theory—it’s what real users rely on daily. From remittance startups in Latin America to crypto traders using it as a bridge asset, the XRP Ledger token keeps moving value when other chains slow down.
Below, you’ll find real-world breakdowns of projects built on or around the XRP Ledger—from failed airdrops that looked promising to legitimate tools that actually work. No hype. No fluff. Just what happened, who got paid, and what you should watch out for next.
XRP Healthcare (XRPH) is a healthcare-focused crypto token on the XRP Ledger, aimed at cross-border medical payments. But with no clear utility, opaque tokenomics, and no real-world use, it's more speculation than innovation.
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